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Our Products

Loans

Morgantown Bank & Trust offers an array of residential and business loans designed to meet your needs. We strive to maintain the best possible rates and payment choices while providing a variety of terms and options.  Feel free to call our Loan Center at 270-526-3881, they will be happy to explain any of our loan products and help you determine which one best suits your borrowing needs.

RESIDENTIAL MORTGAGES

  • Variable Rate Mortgages (various terms available)
  • Fixed Rate Mortgages (various terms available)
  • 2nd Mortgage Loans
  • Land Loans

HOME EQUITY LINE OF CREDIT

  • Revolving line of credit account
  • Interest only for the first 10 years
  • Monthly Statements

ConstructionCONSTRUCTION LOANS

  • Interest Only
  • Terms up to 12 Months

BUSINESS LOANS

Our business and commercial loans have flexible rates and terms that are tailored to the exact needs of our customers.  Contact one of our commercial loan officers for current rates and terms.

AGRICULTURE LOANS

  • Crop Loans
  • Operating Lines of Credit
  • Equipment & Livestock Loans

PERSONAL LOANS

  • We offer all types of Personal Loans such as auto loans, mobile home loans and personal loans for about any other purpose you can think of.

Stop by any of our three lobbies and talk to one of our loan officers for all your borrowing needs.

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