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Personal Banking-Checking
| Type of Account |
Minimum Opening Deposit |
Monthly Maintenance Fee |
Balance Required to Waive Fee |
Interest Bearing |
Minimum Balance to Earn Interest |
| Regular Checking |
$100.00 |
Tiered – depending on minimum balances – ranges
from $3.00 to $6.00 per month |
$500.00 and above |
No |
N/A |
| BanClub 50 Gold Account |
$100.00 |
$4.00 per month |
N/A |
No |
N/A |
| BanClub Basic Checking |
$100.00 |
$7.00 per month |
N/A |
No |
N/A |
| BanClub Family Checking |
$100.00 |
$9.00 per month |
N/A |
No |
N/A |
Easy
Checking |
$100.00 |
No Monthly Fee |
N/A |
Yes (int. paid on collected balances) |
.01 |
| NOW Account |
$1000.00 |
$10.00 if minimum balance drops below $1000.00 |
$1000.00 |
Yes (int. paid on collected balances) |
$1000.00 |
| NOW Account BanClub 50 Gold |
$1000.00 |
$4.00 |
N/A |
Yes (int. paid on collected balances) |
$1000.00 |
| NOW Account BanClub Basic |
$1000.00 |
$7.00 |
N/A |
Yes (int. paid on collected balances) |
$1000.00 |
| NOW Account BanClub Family |
$1000.00 |
$9.00 |
N/A |
Yes (int. paid on collected balances) |
$1000.00 |
| Money Market Account |
$2500.00 |
$10.00 per month if minimum balance drops below
$2500.00 & $10.00 per withdrawal after 6 withdrawals per month |
$2500.00 |
Yes (int. paid on collected balances) |
$2500.00 |
Business Banking - Checking
| |
Minimum Opening Deposit |
Monthly Maintenance Fee |
Balance Req to Waive Fee |
Interest Bearing |
Minimum Balance to Earn Interest |
Regular Commercial/
Business Checking |
$100.00 |
$10.00 |
$1000.00 |
No |
N/A |
| Commercial NOW Account |
$1000.00 |
$10.00 service charge if min. bal. Falls below $1000.00 |
$1000.00 |
Yes |
1000.00 |
| Commercial Money Market Account |
$5000.00 |
$10.00 service charge if min. bal. falls below
$5000.00 and $10.00 charge per withdrawal after 6 withdrawals per statement cycle |
$5000.00
required to waive monthly service charge |
Yes |
$5000.00 |
OTHER CHECKING ACCOUNT FEATURES
Regular Checking
No service charge to full-time students, active military, and persons 65 years of age or older
- Unlimited transactions
- Handy Card
- Imaged Statements and free binder for statements
- Overdraft Privilege (certain restrictions apply)
- Internet Banking
Easy Checking
- Unlimited transactions
- Handy Card
- Imaged Statements and free binder for statements
- Overdraft Privilege (certain restrictions apply)
- 2 boxes of basic wallet checks if opening balance is $500 or over.
- 1 box of basic wallet checks if opening balance is under $500.
- Internet Banking
- For personal accounts only
Interest earned regardless of balance. If balance is over $500, a higher interest rate will be earned. Interest rate varies and may change daily. Check with a Customer Service Representative for current rates.
BanClub Checking
BanClub members receive BanClub checks free of charge. Accidental death and dismemberment insurance, plus free products and
much more all for a low monthly fee.
- Minimum opening deposit - $100
- No minimum balance requirement
- Free BanClub personalized checks or 20% discount on designer checks
- No issue fee for travelers checks
- Special trips
- Travelers Advantage
- Accidental Death Insurance
Basic Insurance: $10,000.00 coverage is $7.00 per month
Family Insurance: $30,000.00 coverage is $9.00 per month
- RX Advantage
- Liberty Marketplace Discount Program
- Everyday Rebate Rewards
- Handy Card
- Imaged Statements and free binder for statements
- Overdraft Privilege (certain restrictions apply)
- Internet Banking
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