|
Service Fees*
*Fees are subject to change at bank's discretion
Checking Service Charge
|
| REGULAR Account |
| Minimum Balance $0-$199 |
$6.00 per month |
| Minimum Balance $200-$299 |
$5.00 per month |
| Minimum Balance $300-$399 |
$4.00 per month |
| Minimum Balance $400-$499 |
$3.00 per month |
| Minimum Balance $500.00 and above |
NO SERVICE CHARGE |
| 65 years of age and over |
NO SERVICE CHARGE |
| Full Time Student |
NO SERVICE CHARGE |
| Active Military |
NO SERVICE CHARGE |
| Overdraft Protection Transfer Fee |
$1.00 |
| CLUB Account |
| BanClub 50 Gold |
$4.00 per month |
| BanClub Basic Plan |
$7.00 per month |
| BanClub Family Plan |
$9.00 per month |
| NOW Account - Interest Rate Varies |
| Minimum Balance $1000 |
NO CHARGE |
| Minimum Balance up to $1000 |
$10.00 per month |
| EASY CHECKING Account Interest Rate Varies |
| No Minimum Balance |
NO SERVICE CHARGE |
| Commercial/Business Account |
| Minimum Balance $1000 |
NO SERVICE CHARGE |
| Balance Less than $1000 |
$10.00 per month |
Savings Service Charge
|
Statement Savings
Minimum Balance $50 (To Earn Interest) |
| 0-9 withdrawals per quarter |
NO CHARGE |
| More than 9 withdrawals per quarter |
$3.00 PER WITHDRAWAL |
| Christmas Club |
| Early Closing of Account |
$10.00 |
Certificates of Deposit
|
| Early Withdrawal Penalty |
| Setup |
NO SERVICE FEES |
| Certificates with a term of more than one year |
Forfeit 1 month's interest |
| Certificates with a term of more than one year |
Forfeit 3 months' interest |
Money Market Account
|
| |
| Personal Account Minimum Balance $2500 |
(Interest Rate Varies) NO CHARGE |
| Business Account Minimum Balance $5000 |
(Interest Rate Varies) NO CHARGE |
| Drop below minimum balance |
$10.00 |
| Six (6) withdrawals per statement cycle |
NO CHARGE |
| Over six (6) withdrawals per statement cycle |
$10.00 per withdrawal |
Bookkeeping/Customer Service
|
| Insufficient Funds/NSF Fee - Item Paid |
| Applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. |
$28.00 |
| Insufficient Funds/NSF Fee - Item Returned |
| Applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. |
$28.00 |
| Stop Payment |
$28.00 |
| Caution |
$28.00 |
| Records Research |
$28.00 per hour |
| Research result copies |
$1.00 each |
| Statement Balance |
$28.00 hour |
| Amortization Schedule |
$5.00 |
| Dormant Checking Account |
| No activity on Checking Account for 1 year and less than $100 balance |
$5.00 per month |
| Dormant Savings Account |
| No activity on Savings Account for 3 years and less than $100 balance |
$5.00 per month |
| Non-automated balance inquiry (First 3 per statement cycle) |
NO CHARGE |
| Non-automated balance inquiry (Fourth and more per statement cycle) |
$1.00 each |
Other Services
|
| Lock Bags |
| First bag |
FREE |
| Additional bags |
$15.00 per bag |
| Lock Bag Lost Key fee |
$1.00 per key |
| Cashiers Checks |
$2.00 |
| Gift Card fee |
1% of the card amount subject to a $3.00 minimum fee |
| Carrying fee for all official checks |
| Travelers Checks (BanClub Members are not charged a fee for travelers checks) |
1% of amount |
| International Wire Transfers |
$39.00 |
| Wire Transfers incoming & outgoing (non-customer) |
$20.00 |
| Wire Transfers incoming (MBT customer) |
FREE |
| Wire Transfers outgoing (MBT customer) |
$15.00 |
| Attachments, Garnishments and Levies |
$75.00 |
| Notary Service (MBT customer) |
Free |
| Notary Service (non-customer) |
$5.00 |
| Photocopies |
$.25 each |
| Photocopies (MBT customer over 65) Max. 10 |
FREE |
| No charge to MBT customers over 65 and churches for the first ten copies, thereafter .15 each |
$.25 per copy |
| Fax Fee |
$2.50 |
| Computer printouts at customer request |
$1.00 per page |
| ACH origination service available |
Fee Schedule Upon Request |
| Checks cashed for non-customers (with the exception of Social Security and SSI) |
$10.00 per check |
| Internet Banking Charges |
| Internet Banking(must have a checking and/or savings account with the Bank) |
Free |
| Bill Pay |
Free |
| Premierecorp for business customers |
$25.00 per month |
24 Hour Banker
|
| ATM card available with most accounts. |
| Morgantown Bank & Trust ATM machine |
NO SERVICE CHARGE |
| All Other ATM Transactions |
$1.00 each |
| Visa Check Card (Handy Card) replacement fee |
$5.00 |
| Handy Card replacement pin fee |
$2.50 |
|
