Rates

*rates subject to change
**Annual Percentage Yield

Every effort is made to insure rates are up to date. However, because rates are subject to change at any time, please call bank for current rates.

CD Rates

*rates subject to change
**Annual Percentage Yield

CD Term	Minimum Deposit	Interest Rate*	APY**
91 day	$500	.10	.10
182 day	$500	.25	.25
9 month	$1000	.25	.25
12 month	$500	.65	.65
18 month	$500	1.15	1.15
24 month	$500	.75	.75
24 month (no penalty)	$500	.50	.50
30 month	$500	.75	.75
36 month	$500	.95	.95
48 month	$500	1.00	1.00
60 month	$500	1.64	1.65
14-89 days	$5000 or more	0.35	0.35

The above rates are the posted rates of Morgantown Bank & Trust. Rates may vary if amounts, terms or other conditions vary from those posted above.

A substantial interest penalty for early withdrawal

Every effort is made to insure rates are up to date. However, because rates are subject to change at any time, please call bank for current rates.

*rates subject to change
**Annual Percentage Yield

IRA Term	Minimum Deposit	Interest Rate*	APY**
IRA Statement Savings	$50	.05	.05
6 months	$500	.25	.25
Passbook 18 mo. variable rate	$50	1.15	1.15
12 months	$500	.65	.65
48 months	$500	1.00	1.00
60 months	$500	1.64	1.65

The above rates are the posted rates of Morgantown Bank & Trust. Rates may vary if amounts, terms or other conditions vary from those posted above.

A substantial interest penalty for early withdrawal

Every effort is made to insure rates are up to date. However, because rates are subject to change at any time, please call bank for current rates.