About Morgantown Bank & Trust

Mission Statement

Morgantown Bank & Trust is an independent financial institution which strives to be an asset to our communities through community involvement. We understand the importance of our employees and strive to attract, develop, and retain employees of the highest character and competence. We will provide financial products and services which move our community forward, while maintaining growth and a reasonable return on shareholder equity.


Board of Directors

  • R. Forest Taylor
    Chairman of the Board & Farmer
  • Sam Moore
    Businessman & Farmer
  • Tom Jones
    President & CEO
  • Charla N. Snodgrass
    Retired State Government
  • James Runion
  • Shane Wells
     Businessman & Farmer
View Directors & Officers
  • Tom Jones
    President & CEO
    NMLS #460931
  • Carol Southerland
    Assistant Vice-President
    Board Secretary
  • Paul J. Bach
    Senior Vice-President
    Chief Financial Officer
  • Mark A. Embry
    Assistant Vice-President
    Loan Officer
    NMLS #460925
  • Laura Lynch
    Human Resources Officer
  • Darrell McKee
    Loan Officer
    NMLS #460930
  • Veronica Keown
    Vice-President/Loan Officer
    Branch Manager/Trust Officer
    NMLS #460923
  • Jason Jones
    Senior Vice-President
    Chief Operations Officer
    NMLS #460932
  • Ken Smart
    Senior Vice-President
    Warren County Community President
    NMLS #460924
  • Chris Young
    Senior Vice-President
    Senior Lending Officer
    NMLS #791074
  • Greg Gay
    Assistant Vice-President
    Loan Officer
    NMLS #469968
  • Melody Barks
    BSA Officer
  • Gloria Slaughter
    Compliance Officer


Our History

Morgantown Deposit Bank was established in 1880 by a special handwritten charter signed by Governor Luke Blackburn. According to the charter $10,000.00 worth of stock was sold and T.C. Carson was elected President.

Business began in June 1880, in the back part of Kelly Dry Good Building.

Historic MB&T 1880

In 1885 the bank moved into their new two story brick building. The bank remained at this location for seventy six years until a new modern building was constructed across the street in 1961. The new building contained a drive-through facility, the first in the county.

MB&T Highway 70 Branch

A new branch bank, our Highway 70 location, opened in 1971 and the bookkeeping department was moved into a house located behind the main office. Tyler street drive-through was opened in 1977 and operated for 33 years.

The name of Morgantown Deposit Bank was changed to Morgantown Bank and Trust in 1984 when full trust powers were granted. Expansion to the main bank was done in 1986 with a new addition adding several new offices and an enlarged parking lot.

The Data Center was built in 1994. Not only is this addition the center for bookkeeping but is the meeting place for the bank’s Board of Directors. This building also boasts a large meeting room used for bank sponsored community events.

A new branch office, Morgan Manor Branch, was built in 1996. Located on Highway 231 south of Morgantown, this facility was a full service bank with a drive-up ATM and three drive-thru lanes.  This office operated until mid-2015 but was closed due to the highway construction project that widened Hwy 231 to 4 lanes in Morgantown, resulting in the loss of a portion of the branches parking lot.

In 2010 we expanded our services into Warren County. Our first Bowling Green office, located at 1848 Morgantown Road, was completed in March of 2010. Bowling Green was also the home of our next location opened in the Spring of 2012 located just off Campbell Lane on Christian Care Way.

In 2014 and 2015, the bank completed several construction projects including the complete renovation of the interior of our Main Office in Morgantown.  The bank then relocated the Bowling Green office located on Christian Care Way to a bigger location in Thoroughbred Square off of Scottsvlle Road.  MBT continued this busy construction phase in the Summer of 2015 by completely renovating the Hwy 70 location and opening a new drive thru facility that is attached to the Data Center.

These facilities offer the same services and benefits to our customers just like we’ve been doing since 1880.

MB&T Morgantown Road Branch

Throughout its history the bank has weathered wars, floods, depressions and other setbacks but has never closed its doors.

Today the bank is a sound progressive financial institution offering its customers a wide range of services.