Consumer Loans

At Morgantown Bank & Trust, we understand that life demands certain things. Whether you need a new car, some home improvements or even a brand new home, we can guide you through the loan process and find the program that best meets your needs.

Protect My KY Home

Residential Mortgages (NMLS#440880)

  • Fixed Rate Mortgages (various terms available)
  • Variable Rate Mortgages (various terms available)
  • 2nd Mortgage Loans
  • Mobile Homes
  • Land Loans

Click Here to View a Residential Mortgage Application (PDF)


Home Equity Line Of Credit

  • Revolving line of credit account
  • Interest only for the first 10 years
  • Monthly Statements

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Personal Loans

  • Auto Loans
  • Recreational
  • CD Loans

Click Here To View a Consumer Credit Application (PDF)


Construction Loans

  • Interest Only
  • Terms up to 12 Months

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Feel free to call one of our lenders at (270) 526-3881, they will be happy to explain any of our loan products and help you determine which one best meets your borrowing needs.

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