Credit Cards

Morgantown Bank & Trust Credit Cards

We offer credit cards for individuals as well as small business owners featuring a variety of advantages. From fraud monitoring to competitive APRs, Morgantown Bank & Trust knows what’s important to you.

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24/7 Customer Service – (800) 883-0131
Payment Address: VISA, P.O. Box 30131, Tampa, FL 33630

Credit Card Product Suite

Consumer Platinum Rewards Card

  • 0% Introductory APR on balance transfers and new purchases for first twelve billing cycles*. Then standard rates apply.  See below for Important Disclosures.
  • ScoreCard Reward Program  Reward points for merchandise and travel. Visit cRewards(sm) at cRewardsCard.com for details.
  • Tickets good on any airline with no blackout dates
  • Fraud Monitoring and Zero Fraud Liability
  • Chip Card Security
  • Auto Rental Collision Damage Waiver**
  • Travel Accident Insurance***
  • No Annual Fee

Apply Now

Business Edition or Business Rewards Card

  • Business card option, intended for sole proprietors and small businesses
  • 0% Introductory APR on balance transfers and new purchases for first six billing cycles*. Then standard rates apply.  See below for Important Disclosures.
  • Consolidated Statements
  • Comprehensive Reporting
  • Business Rewards – Points for every qualifying net dollar spent
  • Fraud Monitoring and Zero Fraud Liability
  • Chip Card Security
  • 24/7 U.S. based customer service
  • No Annual Fee

Apply Now

Company Expense Rewards Charge Card

  • Intended for larger businesses (over 50 employees), non-profit organizations and municipalities
  • Pay-in-Full account
  • Consolidated Statements
  • Comprehensive Reporting
  • Fraud Monitoring & Zero Fraud Liability
  • Chip Card Security
  • 24/7 U.S. based customer service
  • No Annual Fee
  • Rewards

Apply Now

Card Type Purchase APR Balance Transfer APR Annual Fee

Consumer Platinum Rewards

 

*Important Disclosures

0% Intro APR for the first twelve billing cycles from date of account opening.

 

10.49% – 20.49% variable APR after that*

0% Intro APR for the first twelve billing cycles from date of account opening.

 

10.49% – 20.49% variable APR after that*

 

3% fee on balance transfers.

None*

Small Business Rewards

 

*Important Disclosures

0% Intro APR for the first six billing cycles from date of account opening.

 

12.49% – 22.49% variable APR after that*

0% Intro APR for the first six billing cycles from date of account opening.

 

12.49% – 22.49% variable APR after that*

 

3% fee on balance transfers.

 None*

 Small Business Edition

 

*Important Disclosures

0% Intro APR for the first six billing cycles from date of account opening.

 

11.49% – 21.49% variable APR after that*

0% Intro APR for the first six billing cycles from date of account opening.

 

11.49% – 21.49% variable APR after that*

 

3% fee on balance transfers.

 None*

Company Rewards Charge Card

 

*Important Disclosures

Pay in full every month* Pay in full every month* None*

*See the corresponding card application’s Important Disclosures above for current terms, rates and fees.

** Auto Rental Collision Damage Waiver To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company.  Restrictions apply if you have personal automobile insurance covering this theft or damage.

*** Travel Accident Insurance Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

This card is issued by TCM Bank, N.A. Subject to credit approval.