Credit Cards

Morgantown Bank & Trust Credit Cards

We offer credit cards for individuals as well as business owners featuring a variety of advantages. From fraud monitoring to competitive APRs, Morgantown Bank & Trust knows what’s important to you.

Credit Card Product Suite

Choosing the right credit card is easier than ever.

No matter which card you choose, you’ll enjoy important features like:

• EMV smart chip technology for added security
• Mobile purchasing capability for added convenience
• Plus much more!


 Save with a longer intro rate.

VISA_Standard

Visa Platinum Card.  Save on interest with an extended introductory rate and pay down other credit card balances faster.  Learn More   

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Earn valuable rewards.

Visa® Bonus Rewards Card

Visa Signature

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back(1) after your first purchase.  Learn More

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Visa® Bonus Rewards PLUS Card

Visa Signature

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back(1) after your first purchase – all with a low annual fee.  Learn More

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Cash Rewards American Express® Card

American Express Card

Earn cash back(1) every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back(1) after your first purchase.  Learn More

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Travel Rewards American Express® Card

American Express Card

Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back(1) after your first purchase – all with a low annual fee.  Learn More

Apply Now 


Build your credit.*

VISA_Standard

Visa® Secured Card.  Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards.  Flexible credit lines based on a security deposit and a low annual fee.  Learn More

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Existing MBT Cardholder?

24/7 Customer Service: (800) 558-3424
Technical Support: (877) 334-0460
Payment Address: Cardmember Service, P.O. Box 790408, St. Louis, MO 63179-0408
Overnight Payment Address: Cardmember Service, 824 N. 11th St., St. Louis, MO 63101-1016

Access Your Account

Credit card accounts that were activated prior to September 1, 2017, can be accessed HERE.


(1) Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

(*) Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express.  American Express is a federally registered service mark of American Express.

These cards are issued by Elan Financial Services and are subject to credit approval.

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