Privacy Policy

 

 

WHAT DOES MORGANTOWN BANK & TRUST CO INC DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

·       Social Security number and Income

·       Account balances and Payment history

·       Credit history and Credit scores

When you are no longer our customer, we continue to share your information as described in this

notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Morgantown Bank & Trust Co Inc chooses to share; and whether you can limit this sharing.

 

 

 

Reasons we can share your personal information

Does Morgantown Bank

& Trust Co Inc share?

 

Can you limit this sharing?

For our everyday business purposes— such as to

process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

 

YES

 

 

NO

For our marketing purposes— to offer our products

and services to you

 

YES

 

NO

For joint marketing with other financial companies NO We don’t share

For our affiliates’ everyday business purposes—

information about your transactions and experiences

 

NO

 

We don’t share

For our affiliates’ everyday business purposes—

information about your creditworthiness

 

NO

 

We don’t share

For nonaffiliates to market to you NO We don’t share

 

Who we are
Who is providing this notice? Morgantown Bank & Trust Co Inc

 

What we do

How does Morgantown Bank & Trust Co Inc

protect my personal information?

To protect your personal information from unauthorized

access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Morgantown Bank & Trust Co Inc

collect my personal information?

We collect your personal information, for example, when you

·    Open an account or Deposit money

·    Pay your bills or Apply for a loan

·    Give us your income information

We also collect your personal information from other

companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

·    Sharing for affiliates’ everyday business purposes –

information about your creditworthiness

·    Affiliates from using your information to market to you

·    Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

·    Morgantown Bank & Trust Co Inc does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be

financial and nonfinancial companies.

·    Morgantown Bank & Trust Co Inc does not share with nonaffiliates

so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

·    Morgantown Bank & Trust Co Inc doesn’t jointly market.

 

Questions?                 Call (270) 526-3881 or go to any of our branches or email us at [email protected]